Elevating your mission to its maximum.

Balancing limited resources with ambitious goals is never easy. But for mission-driven organizations and non-profits, achieving the highest possible return while minimizing costs is an everyday battle. At Acumen Financial Advantage, we realize every precious dollar invested is critical to funding your operations, your mission and your future.

Acumen Financial Advantage

Every dollar and client matters more.

Our unrivaled expertise in analyzing the latest market trends and tax codes alongside individual client data means we deliver solutions that are not only extremely cost-effective, but uniquely designed to foster long-term growth for your mission-driven organization.

200+

Loyal Clients

750+

Successful Audits

400+

Combined Years of Expertise

$3B+

Projected Returns & Savings

Trusted by

Delivering Outsized Results

Solutions for Lasting Impact

Our custom strategies are aligned with our partners’ values and goals to address the unique challenges faced by mission-driven organizations. From enhancing executive retention to maximizing your ROI and charitable contributions, everything we do is designed to empower you to more efficiently achieve your goals.

Our expert advisory team is ready to tailor the right plans to your needs. Discover our complete suite of offerings below.

Executive Retention

Acumen specializes in designing, implementing, and servicing Supplemental Executive Retention/Retirement Plans (SERPs) to support your mission-driven organization. Whether you are implementing a new plan or seeking an audit of current programs, our consultative process ensures a tailored approach that aligns with the needs of your leadership and governing board, securing long-term stability and retention.

3 Main Types of SERPs
Employee Retention Plans
Tax Mitigation Strategies

Increasing Yield

Acumen’s Institutional Investment Team offers expert strategies to help mission-driven organizations maximize returns and utilize resources effectively. From Corporate Owned Life Insurance and Institutionally Priced Annuities to Structured Products and market exposure, we provide a comprehensive suite of investment solutions designed to optimize your financial outcomes and advance your mission.

Overview
Investment Opportunities
Bespoke Services

Charitable Impact

Acumen empowers mission-driven organizations to amplify their community impact through highly-strategic charitable giving solutions. Our complimentary consultations include guidance on Charitable Donation Accounts (CDAs), impact funds, and grant assistance to align financial goals with social responsibility, ensuring you make a meaningful difference while remaining financially strong.

Impact Opportunities

Restructure Your Split Dollar Plan To Align With Your Goals

Our Split Dollar plan enhancement offers tailored solutions to maximize your financial resources. Whether you're considering a buy-out or seeking to optimize your existing plan, we provide expert guidance to ensure your mission thrives.

Partnering with Organizations Nationwide

We're proud to work with such a wide range of mission-driven organizations. Click here to view our complete list of clients.
1st United
Acadia FCU
Acero Charter Schools
Adirondack Medical Center
Alliant Health Group
Aloha Pacific
Alternatives FCU
American Retirement Association
Archer Cooperative CU
Associated Healthcare CU
Bassett Healthcare Network
Bellco CU
Berkshire Health System
Bitterroot Health
Brewer FCU
Bristol Health
Brookings Health System
CBC FCU
CU Insurance Solutions
Carthage College
Central Coast FCU
Clark County CU
Connected CU
Connex CU
Consumers Cooperative FCU
Cornerstone Community CU
Derby Academy
Desert Financial CU
Dirigo FCU
Dover-Phila FCU
Dow Rummel Village
ECMC Group
EducationWeek
Element FCU
Elements Financial FCU
Emergency Nurses Association
Evangelical Community Hospital
Evergreen CU
Financial Resources FCU
First Care Health Center
First Choice FCU
Five County CU
Food Forward
Garden Savings FCU
Georgia United CU
Gerber FCU
Glendale FCU
Hanscom FCU
Harris Health
Healthcare Financial FCU
Heritage USA FCU
Highmark CU
Hometown CU
Idaho United CU
Ideal CU
KV FCU
Kaiperm FCU
Lanco FCU
Life CU
Lincoln Maine FCU
Lookout CU
Marshall Health Network
Memorial Health System
Metro CU
MidFlorida CU
Midcoast FCU
Mount Nittany Health
NSP St. Paul CU
Nashville Firemen's CU
Naveo CU
Neighborhood Health
New Dimensions FCU
Niagara Regional FCU
Noble CU
NorState FCU
Northwest Christian CU
NuVista FCU
Ocean Air (CBC FCU)
One Vision FCU
Oswego Health
PIH Health
Park Side FCU
Penn Highlands Healthcare
Pentagon FCU
Phelps Memorial Health Center
Pima FCU
Pine Bluff Cotton Belt FCU
Rivermark CU
Rockland FCU
SCU CU
Safe CU
Salal CU
Schools Systems FCU
Seaport FCU
Sebasticook Valley FCU
Sentinel FCU
Sharon Crescent & United CU
Sierra Club Foundation
Sky Lakes Medical Center
Southern Chautauqua FCU

Hover over the highlighted states to read testimonials from our valued clients.

Ready for results?
Let’s talk.

Achieving outsized results requires a more intimate, white-glove approach to service, limiting the number of clients we take on at a single time.   
 
Contact us for a brief discovery consultation so our advisory team can best prioritize your needs. 

FAQs

Here are some common questions we receive about our services and solutions.

What is a SERP?

A SERP is a non-qualified supplemental retirement plan created to boost the retirement benefits of its participants. Unlike 401(k) and 457(b) plans, which are subject to strict contribution limits, SERPs (such as 457(f) or Split Dollar plans) offer flexibility with no restrictions on the amount that can be allocated to participants.

Why are SERPs Ideal for mission driven organizations?

SERPs provide an effective way to reward your top employees and retain them with competitive, regulation-compliant compensation plans that offer unlimited potential for tax-deferred savings.

What is your approach?

We focus on tailored strategies that align with your unique mission. Our approach combines industry expertise with innovative solutions to maximize impact. We believe in measurable results that drive your organization forward.

Who do you serve?

We proudly serve a variety of mission-driven organizations, including credit unions, healthcare providers, educational institutions, and nonprofits. Our expertise is designed to meet the specific needs of these sectors. We understand their challenges and are committed to delivering impactful solutions.

What solutions do you offer?

Our solutions include executive retention strategies, increasing yield on investments, and maximizing charitable impact. Each solution is customized to ensure it meets your organization's goals. We aim to enhance your operational efficiency and effectiveness.

How do you measure success?

Success is measured through the tangible outcomes we achieve for our clients. We set clear benchmarks and track progress meticulously. Our goal is to ensure that every initiative leads to significant, measurable impact.

Can you customize solutions?

Absolutely! We believe in creating bespoke solutions tailored to your specific needs. Our team collaborates closely with you to understand your objectives and challenges. This ensures that our strategies are perfectly aligned with your mission.

Still have questions?

We're here to help you.