Balancing limited resources with ambitious goals is never easy. But for mission-driven organizations and non-profits, achieving the highest possible return while minimizing costs is an everyday battle. At Acumen Financial Advantage, we realize every precious dollar invested is critical to funding your operations, your mission and your future.
Acumen EDGE Funds™ make it possible to earn up toa 10% fixed annual return by reallocating capital from low-performing assets orunderwater securities.
In a market where traditional investment options continue to fall short, Acumen EDGE Funds represent a game-changing opportunity for credit unions and mission-driven institutions to reclaim performance without increasing risk.
Balancing limited resources with ambitious goals is never easy. But for mission-driven organizations and non-profits, achieving the highest possible return while minimizing costs is an everyday battle. At Acumen Financial Advantage, we realize every precious dollar invested is critical to funding your operations, your mission and your future.
Loyal Clients
Successful Audits
Combined Years of Expertise
Projected Returns & Savings
Our custom strategies are aligned with our partners’ values and goals to address the unique challenges faced by mission-driven organizations. From enhancing executive retention to maximizing your ROI and charitable contributions, everything we do is designed to empower you to more efficiently achieve your goals.
Our expert advisory team is ready to tailor the right plans to your needs. Discover our complete suite of offerings below.
Acumen specializes in designing, implementing, and servicing Supplemental Executive Retention/Retirement Plans (SERPs) to support your mission-driven organization. Whether you are implementing a new plan or seeking an audit of current programs, our consultative process ensures a tailored approach that aligns with the needs of your leadership and governing board, securing long-term stability and retention.
Acumen’s Institutional Investment Team offers expert strategies to help mission-driven organizations maximize returns and utilize resources effectively. From Corporate Owned Life Insurance and Institutionally Priced Annuities to Structured Products and market exposure, we provide a comprehensive suite of investment solutions designed to optimize your financial outcomes and advance your mission.
Acumen empowers mission-driven organizations to amplify their community impact through highly-strategic charitable giving solutions. Our complimentary consultations include guidance on Charitable Donation Accounts (CDAs), impact funds, and grant assistance to align financial goals with social responsibility, ensuring you make a meaningful difference while remaining financially strong.
A retirement plan designed to supplement the standard retirement benefits of key executives. Deferred compensation plans used to attract and retain high-performing executives.
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
"It has been a pleasure working with Acumen. The team made it easy to make progress and implement an executive retention program. Their attention to detail and ability to provide a variety of considerations and options made the experience extremely productive for the institution and executive team."
"I typically don’t do endorsements or testimonials because if I recommend a company and something goes wrong, I don’t want it coming back to me. That said, we at Evergreen are happy to reference Acumen Financial Advantage. "
"Since 2020, the Acumen team has been helping us retain top leadership within our organization by offering competitive retirement options. We appreciate our partnership with Acumen Financial Advantage. "
"Our experience was exceptional, characterized by consistent responsiveness and a strong commitment to achieving the best outcome for our team. Acumen's dedication and hard work were evident throughout our collaboration, ensuring a positive and successful partnership."
"They understand us by customizing our program to our risk tolerance, performance, and benefit objectives. Acumen is among the best in the industry and they are top notch in support of regulatory, training, and accounting while balancing needs for our credit union."
"I was not looking forward to the headache of having to set up a new retirement account regardless of the benefits. Acumen made this as painless and effortless as possible. I now have the additional peace of mind that my future financial health is in much better shape.
"The Acumen team has been great to work with. They set up Highmark's Charitable Donations Account and also rescued a split-dollar Supplemental Executive Retirement Plan that was under performing. I highly recommend Acumen Financial Advantage."
"The process exceeded my expectations. The Acumen team carefully listened and worked closely with our Board advising them and customizing a plan to fit the needs of our system. They continue to be involved in administering the plan and ensuring its success."
"The Acumen team brought us cutting-edge innovative financial solutions to address our executive compensation needs. They were consummate professionals throughout the entire process and I would highly recommend you consider consulting with them."
Achieving outsized results requires a more intimate, white-glove approach to service, limiting the number of clients we take on at a single time.
Contact us for a brief discovery consultation so our advisory team can best prioritize your needs.
Here are some common questions we receive about our services and solutions.
A SERP is a non-qualified supplemental retirement plan created to boost the retirement benefits of its participants. Unlike 401(k) and 457(b) plans, which are subject to strict contribution limits, SERPs (such as 457(f) or Split Dollar plans) offer flexibility with no restrictions on the amount that can be allocated to participants.
SERPs provide an effective way to reward your top employees and retain them with competitive, regulation-compliant compensation plans that offer unlimited potential for tax-deferred savings.
We focus on tailored strategies that align with your unique mission. Our approach combines industry expertise with innovative solutions to maximize impact. We believe in measurable results that drive your organization forward.
We proudly serve a variety of mission-driven organizations, including credit unions, healthcare providers, educational institutions, and nonprofits. Our expertise is designed to meet the specific needs of these sectors. We understand their challenges and are committed to delivering impactful solutions.
Our solutions include executive retention strategies, increasing yield on investments, and maximizing charitable impact. Each solution is customized to ensure it meets your organization's goals. We aim to enhance your operational efficiency and effectiveness.
Success is measured through the tangible outcomes we achieve for our clients. We set clear benchmarks and track progress meticulously. Our goal is to ensure that every initiative leads to significant, measurable impact.
Absolutely! We believe in creating bespoke solutions tailored to your specific needs. Our team collaborates closely with you to understand your objectives and challenges. This ensures that our strategies are perfectly aligned with your mission.
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